Clearing of international payments with Serbia and Bosnia and Herzegovina

Clearing of international payments with Serbia and Bosnia and Herzegovina

First on the Montenegrin market!

Universal Capital Bank is the first bank on the Montenegrin market to establish direct payment traffic with banks from the Republic of Serbia and Bosnia and Herzegovina, enabling its clients to carry out transactions faster, cheaper, and more efficiently!

From now on, Universal Capital Bank will be able to conduct direct payment traffic with banks participating in the clearing of international payments between the mentioned countries.

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What are the advantages of clearing?

• Simple - Ease in order execution (visit our branch or use electronic banking services Ebanking app/mBanking app)
• Fast - Speed of order realization (for all transactions you waited several days to be processed, the funds will now be credited to the account within 24 hours at the latest)
• Secure - Security (we guarantee you the highest security standards)

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What is needed to execute a transaction

To execute a transaction, it's necessary for the client to have an open transaction account for international payment traffic at Universal Capital Bank.

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Frequently asked questions related to clearing:

• ‍What is the fee for a transaction conducted?

You can download the tariff with fee amounts at this link.

• ‍In which currency is the transaction conducted?

Transactions can only be conducted in EUR currency.

• ‍Which banks participate in clearing in the countries where the Agreement is signed?

You can find the banks participating in clearing at this link.
Direct payment traffic is possible only at banks that are clearing participants and are on the mentioned list.

• ‍What support services does the bank offer regarding international payment traffic? Is it possible to track the transaction flow?

The bank is available to clients for all information regarding the transaction from the moment of payment initiation to the allocation of funds to the end user. You can reach our customer center by calling the number 020 481-481 and you will receive the desired information about your transaction at any time.

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Does the bank offer options for electronic banking or other digital services that facilitate international payment traffic?

Of course, electronic banking is a service offered for both domestic and international payment traffic. Recently, a new mobile application by Universal Capital Bank - mBanking, has been in use, allowing our clients to make payments via their mobile phones and tablets with the highest level of protection.

You can visit this link for more information or contact our e-banking service at ebanking@ucbank.me

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How to reach us?

If you have any uncertainties, send an email to info@ucbank.me or contact the number 020 481 481, and our colleagues are at your disposal for all questions.

Our branches are located at Stanka Dragojevića bb, Podgorica and Hotel Maestral, Pržno bb, Budva
Working hours: weekdays 08-20h, Saturdays 08-13h