Mastercard Standard Credit Card
Access to credit funds without complications – for spending tailored to your needs.
Main Features:
The Mastercard Standard Credit Card is your personal financial tool that allows flexible payments, with the option of repayment in instalments or in full.
- Credit card: charge or revolving
- Contactless payment up to EUR 40 without PIN entry
- Payments and cash withdrawals at Mastercard acceptance points worldwide
- Online payment
- Immediate access to credit funds, without guarantors
- Non-purpose spending of funds
- Issuance of additional cards with the primary card
- Card validity: 24 months, with automatic renewal
- SMS service for transaction monitoring
- 3D Secure protection and biometric verification
Cash withdrawal fees:
- At ATMs of other banks in the country: 3.00% (min. EUR 3.00)
- Abroad: 3.50% (min. EUR 3.50)
Daily limits:
- ATM: EUR 500.00
- POS terminals: EUR 1,000.00
- Total daily limit: EUR 1,500.00
Types of credit:
- Revolving: the possibility of instalment payments with a mandatory monthly repayment of 3% of the utilised amount
- Charge: the entire debt amount is due in 100% at the end of the month
Who can be a cardholder?
All creditworthy citizens who receive a salary or place a deposit with Universal Capital Bank.