Mastercard Standard Debit Card

Main Features:

The Mastercard Standard Debit provides fast and secure access to your funds at any time – for shopping, payments and cash withdrawals, wherever you are.

• Cash withdrawals and payments for goods and services in the country and abroad at POS terminals displaying the Mastercard logo
• Possibility of online payment
• The card is linked to the cardholder’s transaction account, which means funds are available from that account
• Your money is available 24/7
• The card is issued with the opening of a transaction account and the submission of an application
• At the cardholder’s request, additional cards can be issued – all transactions are charged to the primary card account
• Card validity – 24 months, with automatic renewal upon expiry
• Transaction overview available via SMS service
• Contactless payment – up to EUR 40 without PIN entry, above this amount, a PIN code is required
• 3D Secure protection for secure online payments
• Biometric verification of transactions (fingerprint/face recognition) – an exclusive UCB benefit

Cash withdrawal fees:

• At ATMs of other banks in the country: 3.00% (min. EUR 3.00)
• Abroad: 3.50% (min. EUR 3.50)

Daily limits:

• ATM: EUR 500.00
• POS terminals: EUR 1,000.00
• Total daily limit: EUR 1,500.00

Who can be a cardholder?

Any adult citizen of Montenegro, as well as a foreigner with residence in the country.